Financial Liberalization, Competition and Sound Banking: Theoretical and Empirical Essays
Previous studies seem to agree that increased competition would cause riskier banking behavior. This dissertation shows that when competition intensifies, banks have greater incentives for screening loan applicants, and thus loan quality may improve. In addition, competition fosters banks to rely le...
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Virginia Tech
2014
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| Online Access: | http://hdl.handle.net/10919/28595 http://scholar.lib.vt.edu/theses/available/etd-08102001-131624/ |