Technology is changing lending: Implications for research
Costello, Down, and Mehta (2020) trace their slider intervention to deviations from the credit line amount recommended by a credit scoring model. The deviations are followed by larger delinquency declines and bigger sales orders, and Costello et al. interpret these results using discretion-based the...
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Format: | Article |
Language: | English |
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Elsevier BV,
2021-04-05T14:35:13Z.
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Online Access: | Get fulltext |