A novel method for credit scoring based on feature transformation and ensemble model

Credit scoring is a very critical task for banks and other financial institutions, and it has become an important evaluation metric to distinguish potential defaulting users. In this paper, we propose a credit score prediction method based on feature transformation and ensemble model, which is essen...

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Bibliographic Details
Main Authors: Hongxiang Li, Ao Feng, Bin Lin, Houcheng Su, Zixi Liu, Xuliang Duan, Haibo Pu, Yifei Wang
Format: Article
Language:English
Published: PeerJ Inc. 2021-06-01
Series:PeerJ Computer Science
Subjects:
Online Access:https://peerj.com/articles/cs-579.pdf