A novel method for credit scoring based on feature transformation and ensemble model
Credit scoring is a very critical task for banks and other financial institutions, and it has become an important evaluation metric to distinguish potential defaulting users. In this paper, we propose a credit score prediction method based on feature transformation and ensemble model, which is essen...
Main Authors: | , , , , , , , |
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Format: | Article |
Language: | English |
Published: |
PeerJ Inc.
2021-06-01
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Series: | PeerJ Computer Science |
Subjects: | |
Online Access: | https://peerj.com/articles/cs-579.pdf |