Designing Employer Health Benefits for a Heterogeneous Workforce: Risk Adjustment and its Alternatives
Many health economists recommend that employers provide employees with a risk-adjusted choice among competing health insurance plans. However, formal risk adjustment is rarely if ever used by employers. This paper examines a range of health benefit design options available to employers, focusing att...
Main Authors: | William E. Encinosa, Thomas M. Selden |
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Format: | Article |
Language: | English |
Published: |
SAGE Publishing
2001-08-01
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Series: | Inquiry: The Journal of Health Care Organization, Provision, and Financing |
Online Access: | https://doi.org/10.5034/inquiryjrnl_38.3.270 |
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