Designing Employer Health Benefits for a Heterogeneous Workforce: Risk Adjustment and its Alternatives

Many health economists recommend that employers provide employees with a risk-adjusted choice among competing health insurance plans. However, formal risk adjustment is rarely if ever used by employers. This paper examines a range of health benefit design options available to employers, focusing att...

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Bibliographic Details
Main Authors: William E. Encinosa, Thomas M. Selden
Format: Article
Language:English
Published: SAGE Publishing 2001-08-01
Series:Inquiry: The Journal of Health Care Organization, Provision, and Financing
Online Access:https://doi.org/10.5034/inquiryjrnl_38.3.270