ASSESSMENT OF THE CREDITWORTHINESS (CREDIT RATING) AND CREDIT RISK OF THE POTENTIAL LOAN APPLICANTS – COMPANIES IN THE REPUBLIC OF SRPSKA, USING LINEAR DISCRIMINATORY FUNCTIONS
One of the scientifically proven and effective methods for managing credit risk is a credit rating system based on clientʹs solvency. The model for the credit rating of bank customers presented in this paper is based on Fisher linear discriminatory analysis (FLDA), primarily due to its robustness a...
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| Format: | Article |
| Language: | English |
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University of Banja Luka, Faculty of Economics
2011-07-01
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| Series: | Acta Economica |
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| Online Access: | http://ae.ef.unibl.org/index.php/AE/article/view/152 |