EIB Working Paper 2023/06 Quantifying credit gaps using survey data on discouraged borrowers
Many creditworthy non-financial firms are discouraged from applying for loans, resulting in a significant gap between their potential to receive credit and the reality. To quantify the credit gap, this study combines a credit allocation rule with a scoring model that assesses the creditworthiness of...
| Format: | eBook |
|---|---|
| Language: | English |
| Published: |
European Investment Bank
2023
|
| Online Access: | Open Access: DOAB: description of the publication Open Access: DOAB, download the publication |