Time preference Adherence 1 Consumer discount rates 1 Consumer preferences 1 Costs 1 Diabetes 1 Discount rates 1 Efficient energy and transport technologies 1 Energy conservation 1 Energy efficiency 1 Energy efficiency policies 1 Hyperbolic discounting 1 Investments 1 Liquidity constraints 1 Naivete 1 Present bias 1 Purchasing decisions 1 Technology diffusion 1 Time preferences 1 Transport technology 1 consumption behavior 1 discount rate 1 energy efficiency 1 preference behavior 1 technology adoption 1 technology diffusion 1 transportation technology 1