RegTech AlgoTrading 1 Algotrading 1 Banking as a Service (BaaS) 1 Banking as a service (baa) 1 Business models 1 COVID-19 1 Cryptocurrency 1 Electronic money 1 FinTech 1 Finance 1 Financial Inclusion 1 Financial inclusions 1 Financial services 1 Future research direction 1 Information systems 1 Information use 1 Literature Review 1 Literature reviews 1 Machine learning 1 Machine-based Learning 1 Machine-based learning 1 Peer to peer networks 1 Regtech 1 Regulation 1 Regulatory issues 1 Research Trends 1 Research trends 1 Risk and Regulation 1 Risk and regulation 1