Co-operatives Banks 1 Co-determination 1 Cooperative principles 1 Cooperatives 1 Coping strategy 1 Credit union 1 Employee engagement 1 Employee participation 1 Employment relations 1 Financial sector 1 Industrial democracy 1 International Co-operative Alliance 1 Membership 1 New Zealand 1 Ostracism 1 Ownership 1 Qualitative research 1 Relationship marketing 1 Relationship poison 1 Worker participation 1