Dynamic affordability assessment: predicting an applicant's ability to repay over the life of the loan
In the credit decision-making process, both an applicant's creditworthiness and their affordability should be assessed. While credit scoring focuses on creditworthiness, affordability is often checked on the basis of current income and estimated current consumption as well as existing debts sta...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
2014-03.
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| Subjects: | |
| Online Access: | Get fulltext Get fulltext |