Veřejné zdravotní pojištění a jeho nová legislativní koncepce v českém právním řádu

• Main Author: Novotná, Lenka
• Other Authors: Císařová, Dagmar
• Format: Dissertation
• Language: Czech
• Published: 2008
• Online Access: http://www.nusl.cz/ntk/nusl-273772

This thesis is focused on current public health insurance system in Czech Republic and its possible future changes according to the proposals of the present government. The term "public health insurance" does not necessarily imply that the system is administered by public body (or bodies); it rather refers to the fact that the health insurance scheme in Czech Republic is designed to be a social and mandatory system based on solidarity of insured and plurality of health insurers. All members of the system are regularly contributing according to their possibilities. Their contribution is monthly redistributed among health insurance companies according to the risk adjustment scheme. That ensures that the health insurers get more money for diseased insured and so they don't have motivation to risk selection. As a result, all diseased should be getting every health care they need. Such systems are also often called statutory health insurance schemes. Nowadays, Czech Republic faces several problems related to this area. Czech health insurers are owned neither by the state, nor by anyone else. That brings a lot of uncertainty into the system, because there is no one responsible for the economic results of health insurance companies. As a result of that, a huge amount of financial resources is spent needlessly. On...