Enkele aspekte van 'n elektroniese bankwese vir Suid-Afrika

• Published: 2015
• Subjects: Banks and banking - South Africa - Automation; Banks and banking - Technological innovations - South Africa
• Online Access: http://hdl.handle.net/10210/13369

M.Com. (Economics) === The objective of the thesis is to examine some of the aspects relating to the nature and scope of the electronification of the South African banking industry and the consequences of such electronification for the rendering of financial services to a market characterised by extreme dualism. The dualistic nature of the South African economy finds expression in a very sophisticated First World economy on the one hand and a very backward Third World economy on the other hand. Approximately 95 per cent of South Africa's economic activity is conducted in the First World economy. The rather well developed industrial, commercial, financial and technological activities are concentrated in the First World areas such as the PWV-area, the Western Cape, Port Elizabeth-Uitenhage and Durban-Pinetown. These areas are supported by modern and highly developed infrastructure [inclusive of a very sophisticated banking industry], skilled manpower and a strongly developed technology. These conditions are contrasted by a Third World sector where less than 5 per cent of the gross national product is produced and a far lesser need for sophisticated banking services exists. The Third World sector has little or no supporting infrastructure and trade is mainly conducted by barter or cash. These highly divergent socio-economic conditions place unique demands and restraints on the banking industry...