| Summary: | 碩士 === 國立臺北科技大學 === 管理學院資訊與財金管理EMBA專班 === 107 === At present, most consumers in Taiwan use credit cards as their main payment. However,many small stores are not recognized by credit card agencies. For example, night marketsuppliers, small restaurants, and credit card companies will be reviewed according toregulations. Small stores are basically not eligible, and cash is always the only payment tool, but later, because of the beginning of electronic payment, companies can not only use, And there is no threshold, but the entire payment transaction is in response to the development needs of e-commerce, the government can open smaller stores or individual
sellers to accept credit card swipe to complete the payment, through third-party payment services, which helps C2C type E-commerce transactions have grown and are being relaxed in China's third-party payment laws. First step However, Taiwan's current financial innovation regulations are biased towards excessive protection. Laws and other norms, in 2015, Taiwan’s Legislative Yuan passed the “Electronic Payments Act” Regulations for the Administration of Electronic Payment Agencies, which also applies to specific laws, government restrictions and interference. Compared with mainland China, laws and policies The direction is different, only illegal items are provided. The rest are not in the identified area, that is, if the government is here I don't say it in the background. "Alipay" and "WeChat payment" came into being. The two large payment companies are now the world's largest payment companies.
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