Summary: | 碩士 === 靜宜大學 === 管理碩士在職專班 === 107 === In early Taiwan, the purchase of vehicles was divided into cash purchases and installment purchases. As the name suggests, cash purchases are used to purchase vehicles with their own funds. In phases, they are purchased through banks or car companies and leasing companies to purchase vehicles in stages. However, cash purchases are required. It is possible that all existing funds on hand will be invested in the cost of purchasing vehicles. Of course, there are many other people with insufficient funds who may apply for credit loans or housing loans to banks, and some may also seek ways to raise funds through farmers’ associations or other means. More traditionally, funds may be raised through the mutual aid channel. However, if the car is staged, it is through financial units or car dealers to use the vehicles as collateral to achieve financing.
However, in the past one or two decades, many companies have purchased vehicles by way of leasing. The method of their handling is very similar to that of instalments. However, the financing units only perform financing in phases, but the lease will be the principal of the vehicle and the subsidiary Equipped with, annual license tax, fuel fee, vehicle insurance, etc. are added to the rental fee to lease the customer as a lease, in order to achieve the relevant benefits of tax saving, and further to include the related professional and personnel of the vehicle, integral one-stop service.
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