| Summary: | 碩士 === 國立臺灣科技大學 === 財務金融研究所 === 107 === Since the 2008 financial crisis, the banking industry has faced considerable conduct costs of fines, penalties and provisions. The tremendous costs make people doubt the prevailing business culture of the banking industry and if the employees in the banking industry would take misconduct behaviors for generous bonuses? However, there is no relevant literature for the dishonesty among employees in Taiwan banking industry. The purpose of this study was to investigate the dishonest behaviors in bank employees in Taiwan and the probable reasons.
In this study, the questionnaire survey method was used. Participants performed the coin-tossing task anonymously, and provided feedback on the online questionnaire. Rewards and working scenarios were added to the task to provide incentives for dishonesty. This study used statistical testing and regression analysis to find the differences.
The results of this study found that participants in the banking industry are as honest as those in other industries in the living scenario. However, when entering the banking working scenario, a large proportion of the banking industry participants will become dishonest compared to other industries. This result will not change due to factors such as the age, annual salary or seniority of the banking industry. This significant change has only been found among banking participants. The results of participants in non-banking industries show that they will not become less honest when entering industry-related working scenario. In the general public's impression, the banking industry is less honest than the general public and doctors in the pursuit of rewards.
However, the conclusions of this study with a limited number of samples (97) may not represent the status of the entire banking industry. If readers want to understand the situation of the whole banking industry, further research is needed.
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