From the Analysis of Financial Cases to Examine the Development Strategy of Housing for the Aged

• Main Authors: Fu-Chen Liu, 劉富貞
• Other Authors: Shun-Chiao Chang
• Format: Others
• Language: zh-TW
• Published: 2019
• Online Access: http://ndltd.ncl.edu.tw/handle/9aa9e8

碩士 === 國立臺灣科技大學 === 企業管理系 === 107 === Taiwan's demographic structure is aging. In order to solve the retirement and social problems brought about by the aging population, this study analyzes the housing pension policy of Japan and Taiwan and compares the effectiveness of Taiwan's banks to start the housing pension program. Demand, in-depth discussion, through real estate mortgage, the use of "reverse mortgage" and "traditional mortgage with wealth management goods" to create a specific case report of the effectiveness of the exclusive self-employment plan for customers. It is known from the case that in a low interest rate environment, whether through reverse mortgage or traditional mortgage with wealth management goods, real estate can be effectively activated, create monthly cash flow, solve pension and housing problems for customers, and finally propose The recommendations and promotion directions of policy implementation are expected to increase the penetration rate of housing pensions, and effectively fill the gap in pensions under the situation of the government, financial institutions and the public.