Case Study on Individual Credit Evaluation of Taiwan Aquaculture

• Main Authors: TSAI,WEN-TED, 蔡文德
• Other Authors: HUNG,CHIH-HSING
• Format: Others
• Language: zh-TW
• Published: 2019
• Online Access: http://ndltd.ncl.edu.tw/handle/p266ac

碩士 === 國立高雄科技大學 === 管理學院高階主管經營管理碩士在職專班 === 107 === ABSTRACT Aquaculture fishery is an important industry in Taiwan. The research is a practical interview to understand the financing situation of local aquaculture fisheries, hoping to find a more helpful way to finance, so that individual fishery farmers can obtain farming funds. Through case analysis, this study finds that different banking units have different reviewing angles, and most of the fisheries are concentrated in a single financial institution. There is a risk of excessive concentration of borrowing funds. If the borrowing amount is blocked or it is too late to be approved, it will cause turnover. Credit rating needs to be cultivated for a long time. It is recommended that friends of farmers and fishermen should plan for exchanges if they have contact with financial institutions. Keywords: aquaculture, credit analysis, case study