| Summary: | 碩士 === 崑山科技大學 === 房地產開發與管理研究所 === 107 === Blockchain smart contract technology is an integrated technology that crossing various fields, including cryptography, information security, economic models and calculus capabilities. The most important innovation is the breakthrough of "Consensus Algorithm", which makes it known as "Trust Machine." The features of blockchain technology include "decentralization", "encryption", "traceability", " incorruptibility" and "security". The result of this study is about how to improve the lengthy process of the loan business in traditional bank by using the technology of blockchain smart contract and analyze the strengths and weaknesses by interviewing five experts, scholars and financial peers. The conclusions of this study can be as a reference and research for the post-financial peers and provide a view about how the government-related units should legislate and supervise relevant laws in response to the blockchain smart contract technology.
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