Research on Anti-Money Laundering Database Construction

• Main Authors: WANG HSIN JU, 王心汝
• Other Authors: SHEN, DA-BAI
• Format: Others
• Language: zh-TW
• Published: 2018
• Online Access: http://ndltd.ncl.edu.tw/handle/3eyudz

碩士 === 東吳大學 === 經濟學系 === 106 === In view of the money laundering criminal activities have a far-reaching impact on a country's financial orders and national economic development. It is an important international trend how to prevent money laundering crimes from converting illegal funds into assets of legal sources in order to conceal criminal activities. To deal with the criminal group money-laundering styles advancing all the time, the possible pipelines to carry out the money-laundering pipeline is not only expanding from financial institutions to the use of real estate, insurance, trade, moreover lawsuits and credit cards etc..., that the intention is via diversity conversion in order to make the illegal funds more easily circulated in the market, therefore, the prevention and control of money laundering is to identify money laundering crimes on these seemingly legitimate funds, and to find out that it may harbour problems beyond the imagination of serious terrorist crimes and inability of supervision mechanisms. Due to the large amount of daily transactions in banks, By using the of database in the mechanism of prevention of money laundering to screening usually includes terrorists, politicians, and negative news characters. Through the import data, analysis and comparison, it prompts an early warning operating model and ensures the source of information is complete and correct transmitted to the transaction monitoring system so that the system can obtain the correct results of the customer's identify. This article adopts comparative analysis and induction research method. Through the study on the prevention of money laundering databases to present the comparison of international laws and regulations, practical operating experience, and the current status issues of the implementation of prevention of money laundering by domestic banks. It is the personal views to recommand and hope to serve as a reference for improving the effectiveness of the prevention of money laundering mechanism.