Research on the Development of Financial Technology and Related Money Laundering Regulations：Focusing on Virtual Currency-Bitcoin

• Main Authors: FAN, CHIA-SHAN, 范嘉珊
• Other Authors: WANG, CHIN-LI
• Format: Others
• Language: zh-TW
• Published: 2018
• Online Access: http://ndltd.ncl.edu.tw/handle/867b28

碩士 === 國立高雄第一科技大學 === 科技法律研究所碩士班 === 106 === With the advent of the era of globalization, transnational and cross-regional money-laundering crimes have become a new trend of crime, also with the rise of technology, more and more money laundering criminals use financial technology to conduct money laundering crimes, making the laundering groups move towards a high-tech and specialized industry. Among them, the use of virtual currency-bitcoin for money laundering is the emerging criminal pattern of money laundering. The so-called financial technology (Fintech) refers to the combination of finance and technology. In the past, the financial services business are monopolized by the traditional financial industry. But after the financial tsunami hit the world in 2008, more and more intellectuals are involved in the innovation of Fintech industry, and the Bitcoin developed in the internet is one of the most important parts in this Fintech innovative generation. Although Bitcoin is getting more and more popular among the public, most countries still do not have a set of Bitcoin related legal laws and regulations, making Bitcoin in the legal blank zone from the very beginning. In the occurrence of an illegal case, it will be difficult for the prosecution unit to pursue the perpetrators of the illegal transaction, resulting in illegal laundering criminal groups being able to transfer the illegal interests to legitimate legal assets. Therefore, under the impact of Bitcoin, whether to include it in our country’s money laundering controlling structure, or to establish a separate law, or even prohibit the regulation of its transactions, must be the current thinking of our government. In this regard, this paper stands in the perspective of affirming the development of Fintech innovation, using Bitcoin as the research topic, collecting and collating relevant literature materials, and step by step exploring the possible money laundering crime issues and their corresponding solutions under the current law of money laundering prevention and controlling in our country.