On the Application of Blockchain Technologies in a Domestic Bank-leading SCF Platform

• Main Authors: Min-Chen Su, 蘇玟臻
• Other Authors: Yi-Ming Chen
• Format: Others
• Language: zh-TW
• Published: 2018
• Online Access: http://ndltd.ncl.edu.tw/handle/fuhfaf

碩士 === 國立中央大學 === 資訊管理學系在職專班 === 106 === Since the supply chain finance online platforms (hereinafter referred to as “SCF Platform”) in the era of FinTech 2.0 hardly could prevent banks from the risks of getting hoaxed by fake transactions or double financing, many SCF Platforms based on Blockchain technology (hereinafter referred to as “BCT”) were rapidly established when the BCT concept had been proved to be the solution to the above-mentioned risks. According to related statistics, however, small and medium-sized enterprises (hereinafter referred to as “SMEs”), at home and abroad, still encountered many obstacles which the banks must eliminate in order to effectively expand their SCF businesses. Therefore, in this paper we firstly took steps inquiring into how to cast aside those obstacles that SMEs encountered using BCT. These steps included (1) sorting out and summarizing those 16 operational obstacles (7 of SMEs’ while 9 of bank’s) related to bank-leading FinTech 2.0 SCF Platform. (2) reviewing BCT and giving comparison between 9 SCF Platforms that already put BCT into practical use. (3) providing BCT-based solutions to 16 obstacles. After confirming BCT’s potentiality for solving the above-mentioned problems and with the thought of becoming the pioneer in domestic banking industry, we further proposed two new business applications and designed an advanced Blockchain-based SCF Platform (hereinafter referred to as “AB SCF Platform”) accompanied with two examples of system processes according to SCF scenarios. AB SCF Platform holds advantages that other platforms mentioned in the paper never do by adopting Ethermint and proposing the Alias function and early warning mechanism; nevertheless, Ethermint is still in active development and therefore AB SCF Platform will have to follow the latest development of Ethermint and progressively be adjusted in details before being stabilized.