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• Main Authors: CHIA-HENG SHEN, 沈嘉姮
• Other Authors: 黃瑞卿
• Format: Others
• Language: zh-TW
• Published: 2018
• Online Access: http://ndltd.ncl.edu.tw/handle/4q8a7m

碩士 === 國立中央大學 === 財務金融學系在職專班 === 106 === 英文摘要 The purpose of this study is to explore the relationship between investors' risk preference and personal characteristics. Not only risk aversion, but also prudence is studied. The main results are as follows: (1) According to the correlation analysis, the degree of risk aversion is significantly correlated to investors' occupation, expected rate of return, income, loss experiences of the financial crisis, and whether the investors have time deposit. (2)According to the regression analysis, the degree of risk aversion is significantly related to the monthly fixed expenditures. (3)The OLS regression shows that the degree of prudence is significantly related to the investors' education level, monthly fixed expenditures, liquidity needs, and the usage of financial instruments.