Business Case and Future Trend Analysis of IoT Financial Business

• Main Authors: Sun, Xing-Hang, 孫行航
• Other Authors: 林士貴
• Format: Others
• Language: zh-TW
• Published: 2018
• Online Access: http://ndltd.ncl.edu.tw/handle/4n4t5g

碩士 === 國立政治大學 === 金融學系 === 106 === As the rapid development of Internet of things(IoT), IoT finance has been exposured. The Internet of things can build a relatively objective credit system through massive and comprehensive data. Thus the reliability and efficiency of risk management will be improved. Based on this, a better model of credit and risk management will be established. The deep integration of Internet of things and finance enables improvements to the service experience, reducing the operating cost, realizing the unity of capital flow, information flow and entity flow relying on the technology of IoT, so as to change the financial credit system and control the financial risk. The Internet of things will profoundly transform the original model of banking, securities, insurance, leasing, investment and many other financial fields, bringing a revolution in financial industry. Through discuss the business cases of IoT finance application, we can have a practical understanding of IoT finance future trend.