| Summary: | 碩士 === 逢甲大學 === 經營管理碩士在職學位學程 === 106 === In recent years, the worldwide population has been impacted by “low birth rate” and “population aging”, which lead to an apparent change of population structure. This situation influences extensively politics, education, national defense, social welfare, economics and population, which are big shocks. The population structure changes slowly through the time axis. However, the change of population structure concerns greatly about labor industry and supply-demand market. We can't neglect the impacts.
This study aims at the environments of domestic banks nowadays. In addition to face the internal and external financial competition and the hitting of global “financial technology”, this study discusses what the change of domestic population structure impacts. Analyzing problems and discussing the solutions with this thought: finding out problems, understanding the market expectations, repositioning the market, thinking reversely, and breaking through the existing difficulties.
This study takes F Bank as an example, introducing the background of cases, understanding the existing products and resources, and analyzing that the aging society with low birth rate impacts on the financial market through the trend of our population structure. According to the analysis, this study offers the suggestions for short, medium and long terms, hoping that banking industry can grasp the variables of population structure changing under the fast change of the financial environment. As a result, we can solve the problems early to stabilize the development of the industry.
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