Exploring the behavior intention of farmers adopting the farmer's occupational insurance by UTAUTII

• Main Authors: WANG,KUEI-MEI, 王貴美
• Other Authors: TENG,HSIAO-LIN
• Format: Others
• Language: zh-TW
• Published: 2019
• Online Access: http://ndltd.ncl.edu.tw/handle/ug7hz6

碩士 === 中華大學 === 企業管理學系 === 106 === Compared with other social insurance, Taiwan didn't officially launch the farmer health insurance until 1989, and the current farmer health insurance has only three items, namely maternity payment, disability payment and funeral allowance, etc. When a farmer has an accident in farming, related payment can only be made when the farmer is disabled or dead. In order to improve the social insurance system for farmers, the executive passed the draft amendment to some articles of the regulations on farmers' health insurance in April 107, and passed the third reading of the same year in May. In 106, there were about 1.17 million farmers covered by health insurance, among which 2,781 were paid for childbirth, 12,595 were paid for physical and mental disorders, and 31,010 were paid for funeral allowances. In the application for occupational disaster of labor insurance, 27,596 agricultural, forestry, fishery and animal husbandry medical benefits and 46 death benefits were paid (annual report of the labor insurance bureau of the ministry of labor, 2017) The health insurance for farmers does not include occupational disaster, so the injury data have been lacking for a long time. Although the pilot application of occupational disaster insurance for farmers started in November 107, there is a lack of research on the implementation of occupational disaster insurance policy for farmers. The aim of this study is to clarify the peasant of occupational accident insurance policies to promote Taiwan today and difficult, and farmers as disaster insurance during the pilot method is a voluntary, this study proposed to expanded UTAUT in order to investigate farmers post disaster insurance policy adopted for farmers willingness of influencing factors. There were 207 valid questionnaires. The results showed that the correlation between performance expectation and social influence was the highest. Similar results can be obtained by regression analysis. There were significant differences in gender or age among all the study variables, and gender had an interference effect on insurance intention among some of the antecedent variables.