| Summary: | 碩士 === 東吳大學 === 國際經營與貿易學系 === 105 === Government requires banks and financial institutions in line with the implementation of Basel II in 2007, requiring banks should have internal risk management mechanism, banks and financial institutions to increase the risk sensitivity. Therefore, banks and financial institutions to develop an effective method to forecast LGD business loans to bank lending as a decision-making basis and reference, and use this method to reduce credit risk and reduce the bank's losses.
This study suggests that, when the audit of financial institutions lending to SMEs, should pay attention to the study discussed in factors, as the basis for approval of the loan, reducing the risk of default , increase shareholders' equity.
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