A Study of Superficies-Housing Issues in Taiwan

• Main Authors: HSIAO,YUN-CHIEH, 蕭筠潔
• Other Authors: Yang,Song-Ling
• Format: Others
• Language: zh-TW
• Published: 2017
• Online Access: http://ndltd.ncl.edu.tw/handle/fjcq8z

碩士 === 中國文化大學 === 巿政暨環境規劃學系 === 105 === Why people choose to buy Superficies-Housing, instead of Ownership-Housing? The main reason is that they can afford this pattern of house with relatively low cost for a period of time. It’s beyond their expectation, however, under government’s manipulation which caused more problems. For instance, the loan -requirement is hard to achieve so they can’t actually reduce pressure of buying Superficies-Housing. Another problem is that the tax rate changes from time to time without acceptable degree which put purchaser under more risk. With the complexity of Superficies-Housing and the change of policy, Usufructuary right-Housing based on the Superficies-Housing appears, which people can’t distinguish rights from the difference of these two pattern’s house. Superficies-Housing is one of residential product, so it should be under government’s protection. Why this kind of housing-pattern can become popular is that the government won’t sell the large-area lands for public use, so there is an inclination of using Superficies-Housing to be one of government’s financial resources. When Superficies-Housing is under proper implement, the value of the land can be maximized and everyone in this contract can also get maximum profit. If people have ability to buy affordable houses, it could achieve “win-win” between government, residence, and manufacturer. With improvement of Superficies-Housing policy, it can make the function of Ladder of Housing become more perfect, which can reduce hurdle on trading houses and it may upgrade the quality of peoples’ living. This research focuses on how to resolve difficulty of loan, inflation of tax, and reasonable tax rate by interviewing different professionists. Through their expertise, experience and analysis, we can find out why there are quite amount of problems in carrying out Superficies-Housing. This research also shows how bankers think when they decide if the loan is dependable; the tax rate should be equal to residence for own use; lease of land should not be related to government-declared value of land, and design a new criteria for Superficies-Housing use.