A Case Study on Compliance Risk Management-focus on Wealth Management Business

• Main Authors: Tseng - Kuo-Ming, 曾國銘
• Other Authors: none
• Format: Others
• Language: zh-TW
• Published: 2016
• Online Access: http://ndltd.ncl.edu.tw/handle/e936ez

碩士 === 國立臺灣科技大學 === 財務金融研究所 === 105 === The Compliance Risk Management is one of the risk management mechanisms. It is a part of the internal control system and related to legal affairs and operational risk management. However, due to its special attribute, the Compliance Risk Management has developed some unique content and methodologies. The regulations for bank’s compliance officer system are only on principle base. Hence, it is interesting to understand the practical problems of compliance management such as organization design, control items, work flows and methods. After 2008 financial crisis, a lot of compliance issues emerged from the banks which engaged in wealth management business, so the compliance issues related to wealth management business have become the important objects for banks to deal with gradually. Based on the above, this study tries to show the practices of compliance risk management according to the research on the case bank and related literatures. Meanwhile, this study tries to propose some conclusions and suggestions. This study found that the establishment of compliance culture and related system should be driven by the senior management making the change of organization, culture and business processes. Besides, we could see many measures of Compliance Risk Management have been cognized and implemented by banks, such as regulations tracing, compliance advice, product examination, vendor due diligence, compliance test, compliance monitoring, compliance training, compliance liaison. However, there still are some problems to solve, which result from the relevant resources, training, organization, merit system, technic, laws and regulations.