| Summary: | 碩士 === 國立臺灣大學 === 科際整合法律學研究所 === 105 === With the increasing dependence of the modern society on the insurance system, the stability of the insurance system is very important for the individual, the family, and the society. Every country is committed to the prevention of insurance fraud because it not only damages the stability of the insurance system but also is accompanied by criminal offences frequently. In 2008 and 2015, Japan and the United Kingdom enacted new insurance law including special provisions to solve insurance fraud. However, Taiwan has not yet enacted provisions like those.
To begin with, this paper will introduce the current situation of anti-insurance fraud in Taiwan from these three aspects: legislative level, administrative level and the insurance industry. Then, this paper will introduce the Japanese and British insurance law relates to anti-insurance fraud. Furthermore, can the insurer terminate the contract when the policyholder, the insured, or the beneficiary commits insurance fraud if there are such terms in the insurance policy? Finally, this paper will draw some conclusions and give some advice. It is hoped that the discussion in this article will serve as a reference for future amendments to the relevant law.
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