An Analysis of Internet Banking Operation in China

• Main Authors: WU,CHIA-HUNG, 吳家宏
• Other Authors: WU, MENG-WEN
• Format: Others
• Language: zh-TW
• Published: 2017
• Online Access: http://ndltd.ncl.edu.tw/handle/26a5g2

碩士 === 國立臺北大學 === 企業管理學系 === 105 === The popularities of internet, IOT and cloud computing related products and application service lead the third wave of the technology industry. The internet finance, it changes the people’s behavior pattern for payment and has gradually replaced the traditional finance, even brings the challenge to financial industry. The internet finance was well-developed in Europe and America, and plays an important role by degrees. “Internet Finance” is defined as a new type of financial business model whereby traditional financial institutions and Internet enterprises make use of Internet technology and information and communication technologies to achieve fund raising and circulation, payment and investment, and provide information intermediary services. The State Council of the People’s Republic of China agreed the first batch of five private banks to set the rule for online banking on March 2014. The five private banks had started the business, which are Webank, KinCheng Bank of Tianjin, Wenzhou Minshang Bank, Zhejiang Mybank Co. Ltd. and Shanghai HuaRui Bank. The research is to explore the strengths, weaknesses and the future trends in Internet finance in China.