The Influence of Low Interest Rate and Retirement System Reform on Financial Decision Making of Elementary School Teachers - A Case Study of Taichung City
碩士 === 國立彰化師範大學 === 財務金融技術學系 === 105 === Both of declining in interest rates and retirement system reform have threatened the after-retirement-life of elementary school teachers. This paper, by questionnaire, investigates the influence of low interest rate and retirement system reform on financial d...
| Main Authors: | , |
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| Other Authors: | |
| Format: | Others |
| Language: | zh-TW |
| Published: |
2017
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| Online Access: | http://ndltd.ncl.edu.tw/handle/nyfdh6 |
| Summary: | 碩士 === 國立彰化師範大學 === 財務金融技術學系 === 105 === Both of declining in interest rates and retirement system reform have threatened the after-retirement-life of elementary school teachers. This paper, by questionnaire, investigates the influence of low interest rate and retirement system reform on financial decision making of elementary school teachers. The results show that there are no significant differences on financial decision making among elementary school teachers with different background characteristics. Under low interest rate environment, elementary school teachers will increase the amounts of investment in new financial instruments. Bank deposits are the most favorite financial instruments to elementary school teachers, but there are no interested in high volatility financial instruments. The unfriendly retirement system reform will drive the elementary school teachers to make the same financial decision making just as facing low interest rate environment.
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