Risk Management and Insurance of The Directors and Officers Liability

• Main Authors: CHEN, YI-YUN, 陳伊筠
• Other Authors: LU,JUNG-HO
• Format: Others
• Language: zh-TW
• Published: 2017
• Online Access: http://ndltd.ncl.edu.tw/handle/77859676602865374105

碩士 === 銘傳大學 === 風險管理與保險學系碩士在職專班 === 105 === As a result of the business incorporate, more and more the public to be the shareholders of the public company. The directors and officers of the company may be claimed by any shareholder for their misconduct on or negligence to the company. In this study, first of all, according to the regulations for the D&O's responsibility, we make analysis on the implied liability risk. Second, the coverage of the D&O liability policy is analyzed to see whether D&Os are adequately protected through the insurance system; Then, we make an in-depth study on the main cause of litigation and D&O liability insurance policy for the effectiveness of the D&O risk management for enterprises. In our paper, the literature review and the expert interviews are used, the important conclusions are as follows: First, strengthening the directors’ and officers’ concept of D&O liability. Second, the authorities should more clearly define the responsibility of outside directors. Third, it is recommended to promote the compulsory D&O liability insurance for the listed companies.