Military personnel Financial cognitive, behavioral finance research and Retirement Financial Planning - A Case Study of Artillery in Yunlin

• Main Authors: Cheng-Yeh Liu, 劉政燁
• Other Authors: Jen-Sin Lee
• Format: Others
• Language: zh-TW
• Published: 2017
• Online Access: http://ndltd.ncl.edu.tw/handle/y2qk73

碩士 === 義守大學 === 財務金融學系 === 105 === In this study, we use the questionnaires to analyze the financial awareness military, financial status and retirement financial planning behavior for artillery units in the Yunlin County artillery. Convenience sampling method using questionnaires, the Commission requested the camp director, Colonel political warfare on behalf of questionnaires, analyze and recover data after a deduction basis.Use the research tools include: In financial awareness military, financial and military conduct military retirement financial planning, Combined with Wang Chuan Di （2006）, Wen Tengguang （2007）, arbutus bell （2010）, and Xu Tingting （2014） and others related to the questionnaire about personal finance. The information collected with descriptive statistics, correlation statistics, reliability analysis, single factor analysis of variance and chi-square test for processing. Conclusions are summarized as follows: 1. Financial management and cognition soldiers by inter-growth environment, family background, personal education, peer interaction and influence. 2. The view that the military retirement status and economic conditions affect personal lives. 3. The choices of financial instruments are effected by the military influence national policies more tend to be conservative. 4. Military planning for their retirement positive bias. 5. Retirement financial planning and financial behavior is closely related to the military, and the military retirement plan their quality, the use of more conservative, low-risk and low profitability （or relatively open and also high-risk high-reward） financial behavior. According to the above summarized the focus, we learn financial concepts of Yunlin County artillery forces soldiers will be affected by factors surrounding living environment, economic situation, national policy, retirement planning, and wealth management behavior.collected the Yunlin County artillery OOO questionnaire data, which is valid OOO, the effective ratio of OO%. According to the present study, we can clearly understand that the military forces of the artillery of Yunlin County, the current spending habits and future retirement financial planning, even for artillery Press wages in planning and individual retirement plans, to avoid improper use of money after ex cause families to lose balance.