A Study on the Determinants of Elderly Retirement Financial Planning

• Main Authors: Yu-Fen Peng, 彭裕芬
• Other Authors: Wei-Ting Hung
• Format: Others
• Language: zh-TW
• Published: 2016
• Online Access: http://ndltd.ncl.edu.tw/handle/38870085753170217895

碩士 === 萬能科技大學 === 經營管理研究所在職專班 === 104 === Previous studies on elderly retirement financial planning often used self-designed questionnaire to investigate public and military employees retirement financial planning. Different social class and economic conditions among employees are often neglected. This study applies 2013 elderly Condition Survey to analyze the determinants of elderly retirement financial planning. Multinomial logistic regression methods are used and different choices and their determinants among employees with different social class, economic conditions, family structure and health conditions are also discussed. The results are expected to provide useful information for business decision making and government policy making. The results indicate that gender, place of residence, mental and physical health, gainful employment and major income sources are the main determinants of retirement planning decisions. Furthermore, gender, gainful employment, major income sources and retirement financial planning are the main determinants of retirement planning options. Place of residence, mental and physical health and major income sources are the main determinants of retirement financial planning decisions in all ages. Additionally, respondents with different age, retirement planning options and wheather provide financial aid to elderly or not exhibit no significant differences in their financial retirement planning options.