A preliminary examination of loans evaluation on the cultural and creative industries and youth start-ups-The case study on Tainan city

• Main Authors: YEH,CHAO-JEN, 葉昭忍
• Other Authors: WU,TSUNG-HAO
• Format: Others
• Language: zh-TW
• Published: 2016
• Online Access: http://ndltd.ncl.edu.tw/handle/p6rf48

碩士 === 南臺科技大學 === 高階主管企管碩士班 === 104 === Codifying creativity, entrusting new life to culture,the cultural and creative industries take creativities and intellectual property rights and other intangible assets as its core values.Lacking the ability to repay at beginning make it difficulty to obtain financing from financial institutions.Meanwhile,youth entrepreneurship often faced with inadequate business strategy,low sales , short capital , high-risk, unable to provide collateral and other issues that often make it difficult to obtain financing from financial institutions. Hence the financing mechanism is also difficult to operate effectively , thus the financing channels is limited. Financial Industries plays an important role in the development of the Culture Creative Industry and the Youth Entrepreneurship Loan. The success of the Financial Industries relies on the success of the fund raising. Due to the trend of culture creaticity in Tainan , this study through questionnaires and in-depth interview in the Tainan area , compare the financial industries ,cultural and creative industries and youth entrepreneurs in view of facing the financing consideration. By the process of the study to investigate the correlation norms and regulations, also the banks prime criterion collecting and classifying. After analyzing the modified kernel mortgage guidelines, provides the financing recommendations to both the cultural and creative industries and youth entrepreneurs. And to solve the financing problems of them. Providing the industries in the application for loan with self-assessment to understand the conditions, estimated funding gap, the use of funds, the source of repayment, and to provide an acceptable guarantee of the loan. And through financial planning and financial counseling, get Small and Medium Enterprises fund guarantee not only to help reduce its obstacles of financing, but also building convenient financing channels for those who are not familiar with the financing operation and who making criterion policies,and providing operating logic assessment of bank .