| Summary: | 碩士 === 樹德科技大學 === 資訊工程系碩士班 === 104 === In recent years, the rapid development of information technology, the banking industry from the traditional to the new field of human - automated machines and web platforms and mobile technology used in the development, he will be offline traditional bank moved on the web platform, to meet customer needs in the use of automated machines, online banking and mobile banking use features, ease of development and in order to meet customer satisfaction,The previous conventional banking is a great change for financial institutions to reduce labor costs, reduce the cost of transactions, dealings cash flow becomes fast, financial institutions use these pathways provide more locations more information to meet consumer demand, the Pan relatively wide path must be better than conventional banks to advantage, as time changes, automated payment platform and versatile platform for the rapid development of network and yuan, to provide more and more convenience service access, financial machines available for machine replace manpower, increase network access stage is the inevitable trend of the future development of the bank, along with the development of financial technology in order to get a great room for development and challenges, however, in the development process , security and risk control mechanism is necessary for defense.
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