| Summary: | 碩士 === 淡江大學 === 國際企業學系碩士班 === 103 === Online shopping becomes more popular in recent years, and community website shoppers quickly increase. It changes a lot of people consumption habits. Third-party payment in Taiwan will rise. Taiwan has PChomePay, AllPay and other payment instruments. The purpose is to promote the development of domestic third-party payment. It guarantees the buyer and seller transaction security, and ensure the normal operation of capital flow and logistics. It reduces the buyers and sellers of trade disputes.
Despite the popularity of Taiwan''s consumer Internet usage and online shopping market is booming, online shopping uncertainty still higher than physical stores. Sites of various sizes are often involved personal information revealed and the problem of network security environment. Therefore, those issues also can be treated as the main topics for the implementation of Third-party payment in the future.
This study states that at the development process of third-party payments business model , these two main issues, consumer protection of personal information and online consumer disputation settlement mechanism, really affect the consumers’ considerations so much. Taiwan has been developed "electronic payment institution regulations" management in May 2015, Government actively carry out the relevant specifications for the legal framework, the supervision system and business areas. We can look forward to the development of third-party payment in the future.
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