Social Mechanisms of Debt Collection： The Case Study of Personal Unsecured Bank Debt

• Main Authors: CHANG,YI-XING, 張義興
• Other Authors: 吳宗昇
• Format: Others
• Language: zh-TW
• Published: 2015
• Online Access: http://ndltd.ncl.edu.tw/handle/ak2679

碩士 === 輔仁大學 === 社會學系碩士班 === 103 === This research topic is about social mechanisms of debt collection. including the problem of card-debt. The study Investigates how this economical problem can cause serious social issues, and how the mechanisms of debt collection operates. . According to Graeber (2013), debt crisis is raised by social interactions, yet it further harms social relationship after commercialization. The research discovers that debt collection affected by different ways of loan and social relationships, especially in the situation that most banks entrust debt to the other superving organization when the card-debt collection cases are out of order, which creates another issue that makes debtors unable to lead a normal life and affects their relationships with people as well. As a result, debtors will continuously hold a negative view toward debt issues. In the later period of debt problem , because the government had redefined the legality of debt collection, the function of double debt had shifted from the oppression of social relationships to debt collection of legal. As Enforce increases over times, Court becomes mechanisms of debt collection of a ring, but simultaneously, this had also raised the problem of debtors running away from their loans.