Summary: | 碩士 === 健行科技大學 === 企業管理系碩士班 === 103 === Mergers and acquisitions of domestic financial institutions, mostly in the policy under the government-led, mostly relief-type acquisitions, generally take grass-roots financial physique bad, really belongs to the bank merger between good quality not many cases. Until 2001, Taishin Bank and Bank Daan domestic achievement pile dominated the first case of spontaneous cases of bank mergers, Cathay Life after another merger with United Bank, Taipei Fubon Bank and Bank merger, China Trust Commercial Bank and Wantong Bank mergers and the like.
This study will investigate whether the merger between the financial sector affect the performance of the body of the merger. The results can be learned merger of financially sound banks, financial indicators before and after three years is not much difference, bank mergers and acquisitions finance poor physical fitness, the acquired company is not subject to mergers and acquisitions of financial indicators of poor physical fitness of the bank''s financial impact, in addition to 2008 due to by the financial tsunami, leading eligible for lower interest rates. And because of poor physical banks mainly finance mergers and acquisitions to increase market share, improve financial synergies, to "increase profits" (revenues increase or reduce costs) or risk reduction to improve operational, financial, management efficiency, in order to create synergy (synergy). Resulting in the subsequent three years acquisitions have significantly grow profitability.
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