Summary: | 碩士 === 東海大學 === 社會工作學系 === 102 === Abstract
Currently, there are nearly two hundred and fifty thousand people with disabilities have participated in the National Pension Insurance. People with disabilities participating in the National Pension Insurance not only can be guaranteed basic economic security, but also be provided with a risk prevention plan for their economic security in the future as they join the ranks of the elderly. On this account, in order to gain a better understanding of the influences of participating in the National Pension Insurance on the economic arrangements in old age for people with disabilities, this study not only explores the current status of the cognition of rights and satisfaction of people with disabilities who participate in the National Pension Insurance from their angle, but also discusses their economic arrangements and planning in old age. The purposes of this study are as follows:
1. Analyze the personal background of people with disabilities participating in the National Pension Insurance.
2. Analyze the cognition of rights and satisfaction of people with disabilities after participating in the National Pension Insurance.
3. Explore the influences of participating in the National Pension Insurance on the economic arrangements in old age for people with disabilities.
4. Provide the direction of improvement and recommendations for people with disabilities to participate in the National Pension Insurance.
In this study, qualitative interviews with ten people with disabilities who have been participating in the National Pension Insurance or have already begun to claim old-age pension benefits were conducted, and the conclusions are listed as follows:
1. The cognition of rights of people with disabilities participating in the National Pension Insurance is still insufficient.
2. Overall, people with disabilities feel satisfied with their participation in the National Pension Insurance.
3. Those people with disabilities who are not clear about the amount of old-age pension they can receive tend to think that participating in the National Pension Insurance has little effect on their economic arrangements in old age.
Based on the above conclusions, this study suggests the following recommendations for three aspects, including the overall National Pension Insurance system, the cognition of rights of people with disabilities towards the National Pension Insurance, and the improvement of the satisfaction of people with disabilities participating in the National Pension Insurance:
1. Recommendations for the overall National Pension Insurance system
(1) The economic security system for people with disabilities should be developed according to individual needs.
(2) Increase the sense of identity of people with disabilities in participating in the National Pension Insurance.
(3) Free consulting hotline for the National Pension Insurance should be provided.
2. Recommendations for the cognition of rights of people with disabilities towards the National Pension Insurance
(1) Improve the knowledge of people with disabilities about the payments and pay rates of the National Pension Insurance.
(2) The channels for the information of the rights and interests under the National Pension Insurance should be more adequate, more diverse, and further expanded.
3. Recommendations for the improvement of the satisfaction of people with disabilities participating in the National Pension Insurance
(1) As for the amount of the insurance premium: Improve the preferential system of insurance costs.
(2) As for the promotion: Enhance the promotion of the National Pension Insurance to the family members of people with disabilities, related professionals, workers, and related organizations and associations.
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