| Summary: | 碩士 === 世新大學 === 財務金融學研究所(含碩專班) === 102 === The study aims at exploring the impacts of reciprocal relationship between banks and enterprises on bank value. Due to the gradual shrinkage of national bank interest margin of deposits and loans, resolutions shall be figured out if banks intend to sustain or increase profits. Thus, the study proposes that banks can increase profits and promote bank value through establishing benign reciprocal banking relationship with enterprises. Apart from this, the study additionally discusses the influences of bank activities on bank value. Empirical results find that bank loans are still the main resource of profits for banks; the higher the values of listed banks and OTC banks are, the higher the total amount of loans is and the shorter the loan duration is. Therefore, the reciprocal banking relationship between banks and enterprises and bank value mutually affect each other, the former of which can bring preferable loan terms for enterprises and the bank can also gain steady profits due to the frequent and long-time established reciprocal banking relationship, or they can even promote other bank businesses to achieve a win-win situation and increase bank value.
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