An empirical study on the trading of bank depositors: who, where, and what for

碩士 === 東吳大學 === 財務工程與精算數學系 === 102 === By collecting individual customer’s trading information of a sample bank, this study discusses the relationship between trading purposes, trading tools and the background of customers. We find a highly positive correlation between trading tools and trading pur...

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Bibliographic Details
Main Authors: Chen-Te,Su, 蘇振德
Other Authors: Chan,Fang Shu
Format: Others
Language:zh-TW
Published: 2014
Online Access:http://ndltd.ncl.edu.tw/handle/b95g9r
Description
Summary:碩士 === 東吳大學 === 財務工程與精算數學系 === 102 === By collecting individual customer’s trading information of a sample bank, this study discusses the relationship between trading purposes, trading tools and the background of customers. We find a highly positive correlation between trading tools and trading purposes and lowly positive correlation between trading tools and gender or education levels through contingency table analyses. After controlling gender, occupation, education level, trading amount, and some related variables, our ordered choice regression results show that customers choosing high-cost trading tool to execute more complex transaction. Our findings can be used to design the trading functions for different trading tools of a bank.