| Summary: | 碩士 === 國立高雄第一科技大學 === 風險管理與保險研究所 === 102 === Taiwan’s life insurance premium is growing over the period 2010-2013.Insurances are underwriting more policies of insurance. We need to find variables and build predictive model to control risk that is rising.
This study finds variables through many studies and build model by these variables. The model predicts insurance premium income of next quarter by current quarter data. We choose variables by stepwise regression selection procedure and establish indicator variable(0=is not Financial Holding Company，1=is Financial Holding Company) to test interaction. Therefore, the indicator variable and interaction do not exist in the regression model. Next, we build regression model, do residual test and revise the model. Finally, the model shows that insurance asset and real gross domestic product are influence life insurance premium income, and we can predict life insurance premium income by the final regression model.
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