A Study on Loss Assessment of Personal Injury Insurance: An Example of “X” Non-life Insurance Company in Yunlin, Chiayi and Taina

• Main Authors: Wen-kai Chou, 周文凱
• Other Authors: Pai-lung Chou
• Format: Others
• Language: zh-TW
• Published: 2014
• Online Access: http://ndltd.ncl.edu.tw/handle/s8h8vu

碩士 === 國立高雄第一科技大學 === 風險管理與保險研究所 === 102 === ABSTRACT With the progress of the times and the rapid development of science and technology, the convenient lives brings unexpected emergency and causes the frequent accidents. And then family lives and economics have also significant impact on the convenience. People attempt to reduce injury by injury insurance, in the other hand, insurance companies try to sustain profitability and development by filtering the policyholders. The empirical findings demonstrate that age, business resource and staff are the major evaluation items of claims and underwriting by the establishment of logistic regression model. The results point out that the insurance companies could gain the growing capacity of loss assessment by enhancing the insurance prospective of policyholders and elevating the process refinement of claims and underwriting. By the way, the insurance companies could ensure sustainable enterprise development and capture growing profitability.