The Money''s Worth Ratio of Annuity Insurance in Taiwan
碩士 === 淡江大學 === 保險學系保險經營碩士在職專班 === 101 === The population is aging even faster, this problem to be faced by the majority of countries. The same as is facing financial deficit and economic recession. The phenomenon of pension spending is still keeping on. Annuity insurance may helps to solve lack of...
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| Format: | Others |
| Language: | zh-TW |
| Published: |
2013
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| Online Access: | http://ndltd.ncl.edu.tw/handle/72126137142802279104 |
| Summary: | 碩士 === 淡江大學 === 保險學系保險經營碩士在職專班 === 101 === The population is aging even faster, this problem to be faced by the majority of countries. The same as is facing financial deficit and economic recession. The phenomenon of pension spending is still keeping on. Annuity insurance may helps to solve lack of insecure in personal life after retirement. A suggestion for people purchase annuity insurance as a long-term retirement planning.
The problem of an aging population leads to social insurance is imperfectly. Nowadays the people who purchase annuity insurance are not only for preparing their retirement life but also considerate for their investment and deposit. It is caused by the marketing of designing on the annuity insurance is prejudice. (Accomplishment as a consider)
In order to understand the domestic market currently, the annuity insurance suits to purchase to be used as retirement planning. This research is count by applying to the second round of life annuity tables after July 101 with MWR mode set and 100years simple life tables. Other insurance companies launched new immediate annuity to do any various assumptions. The results showed that an insurance company calculated value of money is higher than other insurance companies. These results found out the MWR data have its ups and downs are calculated by domestic annuity products, but purchasing annuity insurance should still depend on what customer needs. Insurer has gradually paid their attention to annuity products. It is easier for domestic people to choose annuity products as retirement planning.
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