| Summary: | 碩士 === 東吳大學 === 經濟學系 === 101 === In this study, we estimate the performance of banks by using Nerlovian profit indicator and directional distance function to decompose the profit efficiency into technical efficiency and allocative efficiency. Moreover, apply metafrontier method to measure the performance of banks with metafrontier frameworks. we also estimate profit gaps, technology gaps and allocative gaps between group frontiers and the metafrontier .
After the sign of ECFA, the deregulation of finance between Taiwan and China makes it possible to exchange financial techniques and to share markets. As the leading role in the deregulation, the bank industry of Taiwan and China is our research subject.
The profit metafrontier efficiency estimation method in this study is a combination of the most robust method to estimate profit efficiency comprehensively and non-parametric metafrontier method.
Empirical results show that deregulation of bank industries in Taiwan and China is a relationship of mutual benefit. The Bank industry in Taiwan could achieve higher standards of profit and technology. In China, the deregulation could shorten the exceeding technology difference between best banks and the worst ones. For local banks in China, it is far beyond the range of possibility to accomplish such a progressive achievement to become a megabank in a period of time. In the first step, it is more reasonable to behave like banks in Taiwan which are mid-sized and operating effectively.
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