The Determinates Of Banks’ Operating Efficiency In Taiwan

• Main Authors: Yang,Che-Wei, 楊哲瑋
• Other Authors: Tsai, Wei-Peng
• Format: Others
• Language: zh-TW
• Published: 2013
• Online Access: http://ndltd.ncl.edu.tw/handle/66957852678209949285

碩士 === 輔仁大學 === 金融與國際企業學系金融碩士班 === 101 === The study that Taiwan twenty seven public and private banks, using the eight years of vertical and horizontal surface data form 2005 to 2012, the bank's performance value is determined by data envelopment to analysis , through the Tobit regression Model involved Taiwan's operating efficiency factors . The empirical analysis have the following conclusions: (a) In 2012 and 2011 ,the banks operating efficiency is about 82%, the operating efficiency of the banking sector still has nearly 18% improvement in space; inefficient sources, most notably from the purely technical efficiency, but in 2012 and 2011 is the scale of efficiency. (2) Mega, development, Cosmos, Industrial Bank of Taiwan there are a strong long-term efficiency units. (3) the bank have government shares and insurance business that perform inefficiency. (4) The factors of inefficiency are consumer price index, rate of unemployment, government owned stocks and insurance background that impact the bank performance is negative.