A Study on Insurance Program of Business Interruption Risks for General Merchandise Industry

• Main Authors: Chien-Long Wu, 吳建隆
• Other Authors: Tong-Liang Kao
• Format: Others
• Language: zh-TW
• Published: 2012
• Online Access: http://ndltd.ncl.edu.tw/handle/82699416370400228324

碩士 === 淡江大學 === 保險學系保險經營碩士在職專班 === 100 === Most of general merchandise industry will face unpredictable risks in business operation and management. These risks include fire and natural catastrophe perils which will lead to property damages (building and equipments) and revenue losses by business interruption resulting from the property damages. However, we found enterprise pay more attention for property damages than business interruption losses when they arrange insurance scheme in the past. Furthermore, some enterprises even ignore the risks of business interruption when they plan insurance programme. For this reason, this article selects merchandise industry to evaluate and analyze impact of business interruption risks. Through collecting relevant literature of department stores and business interruption to identify and evaluate various business interruption hazards to find out particular points of view when planning business interruption insurance for general merchandise industry. Furthermore, the research also interpret general merchandise business interruption insurance programme in practice by case study. In conclusion, this paper provides specific suggestions for merchandise industry when they plan business interruption insurance by data analysis and case study.