A Study of Loss Prevention and Merit Rating

• Main Authors: Jia-Yun Li, 李佳紜
• Other Authors: 廖述源
• Format: Others
• Language: zh-TW
• Published: 2012
• Online Access: http://ndltd.ncl.edu.tw/handle/07589596579000335552

碩士 === 淡江大學 === 保險學系保險經營碩士班 === 100 === Recently our insurance industry has emphasized on loss prevention. We hope to reduce the loss frequency, loss severity and waste of social resource through loss prevention. To promote the loss prevention we could achieve our goal if we can convince the insured to do so. Furthermore, insure must give the insured some discount so that those insured will be willing to do loss prevention. As to the insurance knowledge, compared to other advanced countries, people in Taiwan relatively lack of the insurance knowledge. We still have to try our best to improve that circumstance. In addition, in Taiwan insurers lack of promotion to the public so that most people don''t know much about the importance and the operation of the loss prevention. Therefore, my research will focus on the correlation between the loss prevention and the merit rating. The field of my research covers not only the basic theory of the loss prevention and merit rating but also the gathering from foreign and domestic documents. Lastly I will provide my conclusion and suggestion to relevant official departments and insurers for further development.